Information for Buyers

Budget Basics Work Sheet

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.

Income
Take-Home Pay/All Family Members	$
Child Support/Alimony	$
Pension/Social Security	$
Disability/Other Insurance	$
Interest/Dividends	$
Other	$
Total Income	$

 

Expenses
Rent/Mortgage	$
Life Insurance	$
Health/Disability Insurance	$
Vehicle Insurance	$
Homeowners or Other Insurance	$
Car Payments	$
Other Loan Payments	$
Savings/Pension Contribution	$
Utilities	$
Credit Card Payments	$
Car Upkeep	$
Clothing	$
Personal Care Products	$
Groceries	$
Food Prepared Outside the Home	$
Medical/Dental/Prescriptions	$
Household Goods	$
Recreation/Entertainment	$
Child Care	$
Education	$
Charitable Donations	$
Miscellaneous	$
Total Expenses	$
Remaining Income After Expenses	$